Personal Loan


Avail a personal loan to meet your ceremonial or medical expenses, carry out house renovations, repay your debts or for any other reason acceptable to the Bank.



  • Pre-Payment Penalty : Nil
  • Rate of Interest :  14%  ( Terms and conditions apply as per bank’s policy)
  • Service Charges: Applicable from time to time.
  • Margin: Applicable from time to time.



Get Personal Loans from Shri Gajanan Bank.

  • For Salaried Persons:
i. Employees of reputed and financially sound organization.
ii. Minimum Gross take home salary of INR.20, 000/- per month and confirmed service for at least one year.
  • For Businessmen & Professionals:

Business should have establishment of minimum of three years.

  • Co-Applicant:

             Spouse /parents of the applicant can be taken if required.



  • Duly filled form with:

            i. Income Proof of Applicant(s) & Guarantor(s)
            ii. Residential Proof of Applicant(s) & Guarantor(s)
           iii. PAN Card of Applicant(s) & Guarantor(s)
           iv. KYC of Applicant(s) & Guarantor(s)

  • No Prime Security
  • Two Acceptable Guarantors and Security holders to be also taken as guarantors.
  • Other Charges: One Upfront EMI, Franking Charges, etc.


  • Share Membership
  • Borrower & Co-Borrower : Regular membership fees @ 5% of unsecured loan amount (Max Rs.5 Lacs)
  • Guarantors: Nominal membership.


 To apply for Personal Loan, please contact your nearest branch.



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