Gold Loan


Avail Gold loan at a truly unparalleled rate of interest to overcome financial exigencies.



  • Loan Limit : Maximum Up to Rs.25 Lacs*
  • No processing fees
  • No Guarantors
  • No Income Proof Required for Loan up to Rs.2 Lakhs
  • Hassle free documentation
  • Speedy sanction & Disbursal of loans
  • Safety of Gold Ornaments
  • Zero prepayment charges
  • Pre-Payment Penalty : Nil
  • Repayment :
  • A. For Gold loan up to Rs.2.00 lacs : Bullet repayment at the end of 12 months
  • B. For Gold loan above Rs.2.00 lacs up to Rs.25.00 lacs : Maximum 12 EMIs
  • Rate of Interest :  11%
  • Service Charges: Applicable from time to time.
  • Margin: Applicable from time to time.



The applicant must be true owner of the gold ornaments and jeweler to be pledged with the bank.

The applicant should be a local resident.


       i. Min: 21 years while applying.
      ii. Max: 60 years at loan maturity.


      Duly filled form with

       I. Income Proof of Applicant (For Loan above 2 Lakhs)
       ii. KYC of Applicant

       Pledge of Gold ornaments and jeweler is Prime Security.

       Other Charges: Testing Charges, Franking Charges.


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